Open Enrollment 2018-2019

Print
Press Enter to show all options, press Tab go to next option


Open enrollment for 2018-2019 ended on September 12, 2018.


Contact
Karin Grindstad
Benefits Manager
770-594-6444
Email Karin Grindstad


2018-2019 Highlights

Insurance Companies


No change for medical, dental and vision. Keep your ID cards please!


Medical Premiums


We have experienced more large claims this year than in the past. The City absorbed 100% of the increase last year, and is absorbing most of the increase this year. However, there will be a slight increase in medical premiums, ranging from $2.09 to $7.59 bi-weekly for the majority.
  • A handful will see up to a $15 increase per pay period. (This small increase applies to everyone, regardless of Wellness Program participation.)
  • In addition to the increases referenced in the above section, premiums for all levels of coverage will increase by $20 per pay period, but this $20 premium increase will be totally offset if you continue or begin participation in the City's Wellness Program. (view premium rates)

Wellness Program


Good News for those currently participating! The wellness credit will increase from $20 to $40 per pay period.
  • Those who are not enrolled in the wellness program can do so at any time during the year. This is a great time to revisit this benefit and take the 1st step to begin your wellness journey. Hydee Weis will be in touch with you, via email, to explain the action steps to participate.
  • As of October 1, 2018, you will be able to save $1,040 annually (vs the current $520). Think of what you can do with that amount of money!

Dental


No changes!


Vision


A minor change will be shoring up the payroll deductions from 26 times per year to 24, so the monthly bill will balance. The annual cost will remain the same, however, the premiums will increase slightly, to account for 2 less deductions per year. (The third paycheck during 2 months of the year will not have a vision deduction.)


Accident and Critical Illness


These 2 policies will switch from UNUM to The Standard.
  • The Standard coverage offers more and the cost impact will decrease for the majority.
  • There will be counselors coming to various City buildings on September 19, 20, 21, 24 and 25, so you can meet with them to learn more about these 2 policies. At that time, you can either elect or decline. It is strongly encouraged to sign up for an appointment. To learn more – stay tuned for further information to come out next week.
  • If you wish to keep either of these policies, or both with UNUM, you can contact them directly to convert to an individual policy.



If you have any questions, please contact Karin Grindstad, Benefits Manager at 770-594-6444 or kgrindstad@roswellgov.com.
 


Health Insurance
We will continue to use:
  • HealthEZ, who is a Third Party Administrator (TPA) for the medical services and claims administration, and
  • MagellanRx, who is a TPA for the prescription benefit.
Three HSA Plans to choose from (view premium rates):
  1. Current HSA Plan with a $2,000 / $4,000 deductible *
  2. Lower Deductible HSA Plan with a $1,500 / $3,000 deductible
  3. Embedded Deductible HSA Plan with a $2,600 / $5,200 deductible *
* Embedded Deductible: This means there is a single deductible of $2,600 for one person in a family. This plan is ideal for those who have one family member who seems to dip into or reach the current $4,000 family deductible plan.
 


Dental, Vision, Life Insurance, and Disability
There are no changes this year. We will remain with The Standard and the rates stay the same for Dental, Vision, Life Insurance, and Disability. Please keep your dental and vision ID cards! Supplemental Life Insurance Rates:
 


Accident and Critical Illness Policies
These 2 policies will switch from UNUM to The Standard.
  • The Standard coverage offers more and the cost impact will decrease for the majority.
  • There will be counselors coming to various City buildings on September 19, 20, 21, 24 and 25, so you can meet with them to learn more about these 2 policies. At that time, you can either elect or decline. It is strongly encouraged to sign up for an appointment. To learn more – stay tuned for further information to come out next week.
  • If you wish to keep either of these policies, or both with UNUM, you can contact them directly to convert to an individual policy.
 


Legal Shield/ID Shield
This benefit provides employees with personal legal support, legal document preparation, and ID theft/privacy monitoring.

Legal Shield / ID Shield Resources:
 


Cigna PPO Network – Provider Search Info
  1. Visit the Cigna Network Website: https://hcpdirectory.cigna.com/web/public/providers
  2. Enter your location-City & State or Select "Use My Location"
  3. Click the purple "Pick" drop-down menu and select "Medical Plans"
  4. Select the "PPO, Choice Fund PPO" option
  5. Enter the type of provider you are looking for, or select an option from under "Popular Searches"
(If you are not able to find your provider online, please call HealthEZ customer service number at 1-855-520-4324.)
 


Questions?
If you have any questions, feel free to contact Karin Grindstad, Benefits Manager, at 770-594-6444 or kgrindstad@roswellgov.com.
 


City of Roswell Benefit Documents